We use strictly necessary storage to run this site, and optional storage to attribute signups to referral links. See our Cookie Policy for details.
Track your Uber, DoorDash, YouTube, Upwork, Etsy and Airbnb income. Master your 1099s, Schedule C deductions, and quarterly estimated taxes.
Try Free CalculatorsTrack 145+ platforms in 53 currencies from anywhere in the world. This part of the product is not limited by country.
Only this part has to be built country by country. It is the Tax & Compliance Suite and is live for the US, the UK and Nigeria.
Between 1099-K forms, self-employment tax, and quarterly estimated payments, the US tax code wasn't built for the gig economy. Here is what makes it hard.
Platforms report your gross income to the IRS. If you don't track your fees and expenses, you'll overpay massively.
Self-employment tax (15.3%) plus income tax adds up. We help you calculate estimated payments so you avoid underpayment penalties.
Earning $100 but receiving $90? The IRS taxes the $100. The $10 fee is a deduction, and it only exists in your records if you captured it.
Track Upwork, Fiverr, Uber, DoorDash, YouTube, and more in one dashboard.
Platform fees, mileage and costs recorded against the income they belong to, so the deduction is there when Schedule C is filled in.
We calculate the full 15.3% SE tax impact so you know your real take-home pay.
Match deposits against the income you recorded, so the gap between what a platform reported and what reached you is visible.
There is no separate regime for platform income. You are self-employed, you file Schedule C, and you owe self-employment tax on net profit in addition to income tax. Most of what goes wrong sits inside that frame.
$20,000
1099-K threshold
And more than 200 transactions. Per platform, not per person.
$600
1099-NEC threshold
Different form, different rule, for direct payments.
15.3%
Self-employment tax
On 92.35% of net earnings, before income tax.
$1,000
Quarterly trigger
Expect to owe this and estimated payments are due.
Thresholds belong to the platform. Earn under both limits on three platforms and nothing arrives in the post, while what you owe on the total is unchanged. Waiting for paperwork that is never coming is how people miss a filing entirely.
It shows what flowed through the platform before its cut. File the payout figure and your return will not match the form the IRS already holds. File the gross without capturing the fee and you pay tax on money you never received.
It applies to 92.35% of net earnings, with the Social Security portion capped at $184,500 for 2026 and Medicare uncapped. It sits on top of federal income tax and any state tax, which is why a comfortable-looking profit produces an uncomfortable bill.
Expect to owe $1,000 or more and the IRS wants payments through the year rather than one settlement in April. Missing them adds a penalty to a bill that was already bigger than expected.
Rental income generally sits on Schedule E, which usually means no self-employment tax on it. Providing substantial hotel-like services can change that. It is a genuinely different form from the one your gig and freelance income goes on.
Rent a dwelling you use as a residence for fewer than 15 days in the year and you report none of the income and deduct none of the expenses. Beyond that, personal use over 14 days, or 10% of days rented at a fair price, brings mixed-use limits on deductions.
Figures are the 2026 position, checked September 2026. For the current rules see IRS self-employment tax, Form 1099-K and renting a residence. General information, not advice on your own return.
Schedule C asks for one set of figures. Most US platform earners assemble them from four dashboards, several 1099s that report gross, and a bank statement showing none of the fees. The Income Tracker holds gross, fees and deposits together, so the number you file is the number you can evidence.
See the Income TrackerWe support 145+ global platforms, allowing you to track income from all major categories relevant to your work in the United States.
Whether you're just starting or ready to scale, we have the resources to help you succeed.
Use our free calculators to understand your tax exposure and platform fees in United States right now.
Access ToolsStop guessing. Learn the exact system for tracking income and expenses.
View CourseGet a personalized tax strategy report tailored to your specific income mix.
See Products