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Generic online paystubs look fake to underwriters. Use a Verified Income Report backed by your actual platform data instead.
Built for a different job
"Self-generated documents are often rejected."
Automated, Unified, Clear
"Backed by actual platform data. Accepted by lenders."
A payroll-stub generator is the right tool if you are an employer producing genuine payslips for real employees on an actual payroll, complete with employer and employee deduction lines. That is the job these products are designed for and they do it cheaply. If you are self-employed and trying to evidence platform earnings, an employment-style stub is the wrong document, and lenders and landlords increasingly reject generated stubs in favour of income evidence they can verify.
| Feature | PlatformTaxHub | Online Paystubs (123PayStubs) | Best For |
|---|---|---|---|
| Legitimacy | 100% Legitimate Business Record. | Grey area (Faking employment). | PlatformTaxHub |
| Data Source | Actual income connections. | Manual input. | PlatformTaxHub |
| Purpose | Prove solvency. | Mimic a paycheck. | PlatformTaxHub |
| Risk | Zero. | Fraud flag risk. | PlatformTaxHub |
| Income aggregation | Aggregates income across multiple online platforms before any document is produced. | Works from the figures entered for a single document. | PlatformTaxHub |
| Tax estimation | Continuous, year-round tax estimates based on net profit and country-specific rules. | Not built around ongoing tax estimation. | PlatformTaxHub |
| Payroll for real employees | Built around self-employed platform income rather than employer payroll. | Designed to produce payroll-style stubs with employer and employee deduction lines. | Online Paystubs (123PayStubs) |
| Ongoing record keeping | Maintains a continuous income and expense record you can report from at any time. | Focused on producing individual documents rather than an ongoing record. | PlatformTaxHub |
Independent research on how self-employed and platform earners actually manage their money.
of independent workers were not setting aside money each month for tax, and 49% were not making quarterly estimated payments.
Independent Economy Council survey of 1,000 independent workers, 2022were concerned they would end up owing more tax than they expected.
Independent Economy Council survey of 1,000 independent workers, 2022more, on average, is earned by creators running three or more revenue streams compared with those running one.
ShortsIntel, reported by SaaSUltraJoin thousands of platform earners who have moved away from online paystubs.
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