We use strictly necessary storage to run this site, and optional storage to attribute signups to referral links. See our Cookie Policy for details.
Track your Bolt, inDrive, YouTube, Fiverr, Upwork and Airbnb income. Know your tax on not only your naira earnings but also your USD and GBP earnings.
Try Free CalculatorsTrack 145+ platforms in 53 currencies from anywhere in the world. This part of the product is not limited by country.
Only this part has to be built country by country. It is the Tax & Compliance Suite and is live for the US, the UK and Nigeria.
Managing exchange rates, state tax compliance, and proving income without standard pay slips creates a unique set of problems for Nigerian digital earners.
Earning in USD or GBP but paying Nigerian tax? We estimate your tax amount and help clarify which countries you owe money to.
Confused by Personal Income Tax and Withholding Tax rules for platform work? Individuals file with their State Internal Revenue Service, not the federal NRS. We simplify what applies to you.
Payoneer, Flutterwave, and platform fees eating your profits? Our analysis reveals the true cost of doing business.
Track Upwork, Fiverr, Bolt, inDrive, YouTube, and more in one dashboard.
Automatic conversion of foreign earnings for accurate Nigerian tax estimates.
Estimates on the current bands, with the first ₦800,000 taxed at 0% and rent relief applied where it is due.
See exactly how much you are losing to fees and optimize your earnings.
Nigeria reset its personal tax system under the Nigeria Tax Act 2025. If you are working from guidance written before that date, some of it now describes a system that no longer exists.
₦800,000
Taxed at 0%
The expanded zero band that replaced consolidated relief.
₦500,000
Rent relief cap
Or 20% of annual rent you pay, whichever is lower.
₦200,000
Consolidated relief
Abolished. Guidance still quoting it is out of date.
Your state
Where you file
State Internal Revenue Service, not the federal one.
For years the calculation began by deducting ₦200,000 plus a percentage of gross. That deduction has been removed entirely, and any guide still starting there is describing the old system.
The first ₦800,000 of annual income is now taxed at nothing, with bands rising above that. For a lot of part-time platform earners this is more generous than what it replaced, which is the part most coverage misses.
They run in opposite directions. Rent relief is a deduction for rent you pay as a tenant, the lower of ₦500,000 or 20% of your annual rent. Rent you receive as a landlord or host is income, taxable in the same personal return.
Personal Income Tax for individuals goes to the State Internal Revenue Service where you reside, the LIRS in Lagos, rather than to the federal Nigeria Revenue Service. Getting this wrong wastes a filing season.
USD from Upwork, GBP from a British client and naira from Bolt all count. The official conversion basis is the CBN rate, and the rate your processor gave you is frequently a different figure.
What protects you is the rate, the date and the source for every conversion, so the naira figure you declare is one you can explain. A figure you cannot evidence is the problem, whichever rate produced it.
The Nigeria Tax Act 2025 position, checked September 2026. For the current position see the Federal Inland Revenue Service and your State Internal Revenue Service. General information, not advice on your own return.
Naira from Bolt, dollars from Upwork, and a processor rate that matches neither the CBN figure nor what hit your account. The Income Tracker holds each amount in the currency it arrived in, with the rate and date used to convert it, so your naira total is evidenced rather than estimated at year end.
See the Income TrackerWe support 145+ global platforms, allowing you to track income from all major categories relevant to your work in Nigeria.
Whether you're just starting or ready to scale, we have the resources to help you succeed.
Use our free calculators to understand your tax exposure and platform fees in Nigeria right now.
Access ToolsStop guessing. Learn the exact system for tracking income and expenses.
View CourseGet a personalized tax strategy report tailored to your specific income mix.
See Products