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One intake problem. Three levels of it.

Every self-employed client makes you chase records. Platform income adds a layer your current workflow wasn't built for. This is what each type actually sends you, where the unbilled time goes, and what changes when the records arrive organised.

Which clients belong on PlatformTaxHub

One question sorts your book: does any of their income come from a platform?

If the answer is yes, even for a small side income, there is a gross figure sitting behind a net payout that somebody has to reconstruct. That is Pathway 2 and Pathway 3, and it is the work this is built for.

If the answer is no, the client still benefits from arriving organised, but there is nothing to reconstruct. Judge that one on whether assembly time is costing you, not on platform complexity.

Pathway 1 · Base problem

Traditional businesses

Service businesses, professional services, landlords and sole traders. They invoice clients and get paid by bank transfer, Stripe or PayPal.

What arrives at intake

  • • Bank statements, often for more than one account
  • • Sales invoices raised outside any system
  • • Receipts in a folder, a photo roll, or both
  • • A payment processor report nobody has reconciled

Where the unbilled time goes

The income itself is simple. The unbilled time goes on assembly: matching receipts to statements, chasing the ones that never arrive, and working out which personal transactions crept into the business account.

What changes

Records arrive categorised and complete, with a filing readiness score telling the client what is still missing before they send it. Your team starts on billable work instead of assembly.

Where it does not help

There is no platform data to reconstruct here, so the gain is organisation rather than reconstruction. If this client already keeps clean books in Xero or QuickBooks, they do not need us.

No platform income. The gain here is organisation, not reconstruction.

Pathway 2 · Compounded

Mixed income

Traditional businesses that also earn from or through platforms. The landlord who also lets through Airbnb.

What arrives at intake

  • • Everything Pathway 1 sends, for the core business
  • • Platform payouts that arrive net, after the platform took its cut
  • • Separate accounts nobody mentioned until the year-end call
  • • Foreign currency amounts with no record of the rate on the day

Where the unbilled time goes

Two record-keeping worlds that never meet. The core business is handled. The platform side is remembered late, delivered incomplete, and the gross figure has to be worked backwards from what landed in the account.

What changes

Both sides land in one organised picture before it reaches your desk, with gross reconstructed from net payouts and each foreign amount carrying the rate it was recorded at.

Where it does not help

We organise and evidence the income. We do not prepare or submit returns, and we do not replace your judgement on how any of it should be treated.

Platform income present. This client has a gross figure to reconstruct.

Pathway 3 · Most compounded

Platform income only

Businesses that earn only from or through platforms. No bookkeeping history, no chart of accounts and no prior-year file: the platform exports are the records.

What arrives at intake

  • • Payouts from several platforms on several schedules
  • • Platform fees, ad spend and refunds already netted off
  • • Balances sitting in processors rather than a bank
  • • Personal and business money genuinely intertwined

Where the unbilled time goes

This is the file most firms either price defensively or quietly avoid. The reconstruction is real work, it happens at year-end, and none of it is billable at the rate the complexity deserves.

What changes

Fragmented platform data arrives as structured records, with fees separated from gross and currency conversions already applied, so the complexity becomes something your firm can price and serve profitably.

Where it does not help

Income tracking works worldwide. Tax estimation is live for the United States, the United Kingdom and Nigeria only, so for other markets treat this as records and evidence, not an estimate.

Platform income present. This client has a gross figure to reconstruct.

Put your own numbers against it.

Your client count and your staff rate, not ours. The calculator does the arithmetic so you can see whether intake is worth changing for your book.